The Benefits of Using AMS to Obtain Your Loan
  1. Quick pre-approval at no cost to you – use our approval letter to submit with your contract to give you an advantage
  2. No lender junk fees (i.e. Underwriting, Tax Service, Processing, Credit Report, Origination, etc.) – you only pay for the appraisal and other standard settlement fees to your closing agent
  3. Fast, friendly and personalized service – your application is taken over the phone and you will have one Loan Advisor working with you throughout the process
  4. $500 Price Guarantee – if we can not beat a quote on a Good Faith Estimate, AMS will pay you $500 at your closing if the note and HUD have the same rate and closing costs
  5. Honest recommendations given to the borrower based on their needs – we will not sell you something just to make more money (i.e. higher rates, pre payment penalties, and negative amortization loans)
AMS Mortgage Tools & Calculators

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