FHA Loan Limits in Florida

VA and FHA loans/financing are the most popular and "acceptable" forms of buying a home today. VA loans require "zero down" from a buyer and FHA loans require 3% down-payment, plus 2.25% up-front for PMI (private mortgage insurance) and, of course, buyer closing costs (paid by the buyer, unless the contract specifies and requests seller to pay for a portion or all buyers closing costs). These 2 forms of financing a home make up over 50% of all home loans today under $300,000. *Note*: To pass the FHA/VA 4 point home inspection, a home's roof must have at least 5-7 years of "useful" life remaining and a condo must be an "approved building" to qualify for FHA or VA financing. *Note*: FHA/VA has loan maximum limits (see FHA/VA limits*) vary from county to county in Florida. Conventional financing for single family as of 4/18/2010 are 20% down.

FHA / VA lending limits for Single Family Homes (in Florida counties)
ALACHUA$271,050
BAKER$387,500
BAY$396,250
BRADFORD$271,050
BREVARD$291,250
BROWARD$423,750
CALHOUN$271,050
CHARLOTTE$296,250
CITRUS$271,050
CLAY$387,500
COLLIER$531,250
COLUMBIA$271,050
DE SOTO$271,050
DIXIE$271,050
DUVAL$387,500
ESCAMBIA$271,050
FLAGLER$287,500
FRANKLIN$305,000
GADSDEN$271,050
GILCHRIST$271,050
GLADES$271,050
GULF$271,050
HAMILTON$271,050
HARDEE$271,050
HENDRY$271,050
HERNANDO$292,500
HIGHLANDS$271,050
HILLSBOROUGH$292,500
HOLMES$271,050
INDIAN RIVER$283,750
JACKSON$271,050
JEFFERSON$271,050
LAFAYETTE$271,050
LAKE$353,750
LEE$356,250
LEON$271,050
LEVY$271,050
LIBERTY$271,050
MADISON$271,050
MANATEE$442,500
MARION$271,050
MARTIN$375,000
MIAMI-DADE$423,750
MONROE$729,750
NASSAU$387,500
OKALOOSA$312,500
OKEECHOBEE$271,050
ORANGE$353,750
OSCEOLA$353,750
PALM BEACH$423,750
PASCO$292,500
PINELLAS$292,500
POLK$271,050
PUTNAM$271,050
SANTA ROSA$271,050
SARASOTA$442,500
SEMINOLE$353,750
ST. JOHNS$387,500
ST. LUCIE$375,000
SUMTER$278,750
SUWANNEE$271,050
TAYLOR$271,050
UNION$271,050
VOLUSIA$303,750
WAKULLA$271,050
WALTON$362,790
WASHINGTON$271,050
For other state information, visit the Lending Limits section of the FHA website